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How long can SSDI benefits continue?

There are so many things Newark workers worry about when they find that they are unable to continue their jobs and careers because of illness or injury. One of the things many worry about: how long can Social Security Disability Insurance benefits continue after approval?

The answer is likely to come as a relief to many. SSDI benefits can continue until a person reaches their retirement age, at which point they begin to receive Social Security retirement benefits.

However, SSDI benefits stop for some people before retirement begins. Fortunately, these cessations in benefits are typically for good reasons, such as a return to health.

In many cases, a return to health means a person has returned to work and is earning too much money to be eligible for disability benefits. Typically, if a person earns more than $1,040 per month, benefits are suspended.

In some situations, a person can try returning to work for a period. The period can be up to nine months, the Social Security Administration notes on its website. During that time, the person can continue to be eligible for benefits while earning income.

"During a trial work period, a beneficiary receiving Social Security disability benefits may test his or her ability to work and still be considered disabled," the SSA says on its site.

Even if a beneficiary doesn't return to work, they might see benefits cease after a review of their case. The continuing disability review (CDR) typically takes place every three or seven years.

However, if a person's medical record doesn't indicate improvement in their physical or mental condition, benefits continue.

Of course, anyone who is fortunate enough to experience improved health and a return to work must notify the SSA of these changes in their condition and disability status.

For those disabled workers applying for SSDI, it's important to realize that most initial applications are rejected. Applicants should understand that an appeals process is in place to help them make their case before an administrative law judge. While the appeals process is complex, an SSDI attorney can help claimants get through it and get the help they deserve.

Source: disabilitysecrets.com, "For How Long Can You Receive Disability Benefits?," Dec. 2013

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